For US businesses on QuickBooks Online
One accountant runs your books.
Your month closes by the 5th, and your portal never closes: live reports, a weekly cash pulse, answers in writing.
No card, no commitment. Or try the live demo first.
Before you connect anything
Four questions tell you a lot.
Thirty seconds, nothing to connect, no email asked. If the grade surprises you, the free diagnostic reads the real file and gives you the true number.
30-second self-check
–/100
The difference
You get asked about the $1,842, not the $45.
- Categorized
- 214
- Became a question
- 3
- Waiting on you
- 2
Last month at the demo company below: everything else was categorized from history without asking, and what is left comes ranked by the money it moves.
You answer in one line, in your own words, and the account, class and memo come back written, ready to post.
The AI drafts. Adriel reviews and posts it himself, so nothing reaches QuickBooks without a person checking it first.
And every question and answer stays written down in your portal, searchable years later.
What is this? ($1,842.00)
Waiting 2 days · holding up August
2026-08-14 · TAP Air Portugal · Uncategorized Expense
that was the Lisbon pitch trip for Harborview
Ready to post
Post to QuickBooksYou already have a bookkeeper
Keeping the books is not the same as running them.
Most businesses already have someone in the books. The question is not whether the work gets done. It is whether you can see it, when it closes, whether anyone reads the numbers forward, and what happens the day that person is out.
If your books already close on time, and someone is already turning them into a forecast you can act on, you may not need Luca. Most owners we talk to have one of those, not both.
Run by Adriel Kornschuh.
Founder of Luca. Accountant and fractional CFO.
Works US Eastern hours, on US businesses.
One accountant on your file, not a junior rotating through it.
A lot of software is arriving at accounting from the outside right now. This is the other direction: an accountant with a business administration degree who did this work from the inside, and got good at software. The AI here is not off the shelf: it runs the method I used by hand for years, written down as rules it has to follow. The person who closes your books writes your report and answers your questions, on US Eastern hours. One person covering both the bookkeeping and the CFO work is why it is one flat fee, not two separate invoices.
- Board packages prepared for an M&A process, written for the people on the other side of the table.
- Books for venture-backed US technology companies, including AI startups, where the numbers had to hold up to investors.
- Cleanups and chart of accounts rebuilds: files that had grown for years until nobody could read a report from them.
- Intuit QuickBooks ProAdvisor certified, the credential Intuit itself issues for QuickBooks Online expertise.
- Client names stay out of this page. Ask in the diagnostic and the specifics get discussed there.
Luca is not a US CPA firm: your tax preparer keeps filing, and gets clean books from me in January instead of a shoebox in March.
Connect on LinkedInA first group of ten this year
The first group is deliberately small, and that is the reason to come in now.
You will not find a wall of logos or borrowed testimonials here. What being in the first group buys you instead:
One accountant owning the work. The same accountant closes the month, writes the commentary and answers in the thread.
The first intake closes at ten companies. One accountant signs every close, so the group stays small on purpose. Founding terms for those ten: the price you sign is the price you keep for as long as you stay, and the books cleanup runs at half price. When the ten are in, the intake closes.
You can audit the work, not trust it. The checklist, the reasoning on every entry and the age of every question are all visible in the demo, right now.
Nothing to lose by looking. Demos need no login, the diagnostic is free, and you can leave any month.
And if your accountant is unavailable? The work is built to survive that. Your books live in your own QuickBooks, every decision is written down in the portal, and every report stays exportable. A successor accountant steps into a documented file.
What usually needs fixing
Most books have the same handful of problems. Here is how each one gets solved.
None of these are edge cases. Each is a specific way the books quietly go wrong at a growing company, and exactly how Luca handles it.
The bank balance said the hire was fine. It was not. That number still counted a payroll run, two vendor checks nobody had cashed, and the sales tax due in three weeks. The books would mention all of it eventually, in next month's close.
A weekly eight-week forecast subtracts what is already committed before you ever see the number, so the balance stops lying and a yes is a yes you can afford.
You cancelled that software back in the spring. It has billed the card on the same day every month since, nine charges in a row, because reconciling the feed is the task that always slips to next week.
Every transaction is matched against the bank feed the same week it clears, so a charge that should not be there is caught in days, not at a year-end cleanup.
One person knows why revenue is split across three accounts, which vendor is actually the landlord, and what that recurring journal entry is really for. None of it is written down. It lives in the head of the bookkeeper who just gave notice.
Every judgment call is written in your own QuickBooks with a note and searchable in the portal, so the next person opens a documented file instead of guessing.
Payroll clears Friday. Thursday at eleven you are moving money between accounts and texting a client to please, finally, pay the invoice from two months ago, because the only warning you got was this morning's balance.
Receivables are tracked to their due dates and the forecast flags the tight week two months out, so you move money on a plan instead of at midnight.
Miscellaneous is one of the three biggest lines on your P&L, and Ask My Accountant has a backlog going back to last spring. Nobody chose that. It is just where a transaction goes when the month has to close and no one knows the answer.
The cleanup empties both, gives every line a real category, and sets rules so they stay empty, and the P&L starts reading like a statement instead of a shrug.
You are almost sure one service line loses money once you count the hours that go into it. You have thought so for a year. You have not checked, because checking means admitting the reports cannot split revenue and cost by line.
Revenue and cost get tracked by product, service or job, so margin shows up per line and the thing you have been avoiding becomes a number you can act on.
This is the product. Drive it.
Luca does the books; this portal is where you watch them happen. Open every section, ask questions, break nothing.
Two questions are waiting on you. Each one is a single line, and answering them is what lets me close September on time.
Northwind Studio's books. The sections, the cash table and the written report are the components the product renders, not a picture of them.
Open the whole thingOpen the full demo portal. No login, no email gate. It installs as an app on your iPhone and Mac, and the portal shows you how the first time you sign in.
Four steps, then Luca runs your books.
Plug and play on the QuickBooks you already have. Nothing to install, nothing to migrate.
- 01Connect QuickBooksRead-only access, three minutes, no card and no call. The subscription stays in your name.
- 02Questions arrive rankedThe ones that move the number first, each with its own age and what it is holding up.
- 03You answer in one lineWhatever you know. No chart of accounts to pick from, no form to fill out.
- 04Reviewed, then postedThe AI drafts the categorization, your accountant checks it, and it posts to your own file. Nothing reaches QuickBooks without a person. Books close by the 5th, every month.
And if a date ever slips, you hear it from me before the date, with the reason and the new one. Never after, and never from silence. That is the part most providers get wrong, and it is the part you should judge me on.
Priced in public
One flat fee. Three sizes. All of it on this page.
Ask most firms what they cost and you get a discovery call. Here the whole list is public, because the service works the same way: you see the price before you commit, the way you will see your own numbers after.
Bought separately
$2,800 to $6,600
a month. A part-time bookkeeper plus a fractional CFO, on two separate invoices.
One person, one number
$1,200 to $3,000
a month, flat, listed below. The same person closes, writes and answers.
- Books closed by the 5th
- A written report every month
- A weekly 8-week cash forecast
- A live portal and Ask Luca, AI on your live books, any hour
- Answers in writing, same day
- Your QuickBooks stays yours
Essentials
$1,200/mo
Clean books and a real report, for a company whose invoicing and bill paying is already handled.
- Monthly close with the visible checklist
- Monthly report with written commentary
- Weekly cash forecast
- The portal and Ask Luca
- Invoices and bills stay with you
Core
$1,750/mo
Everything in Essentials, and Luca runs your receivables and payables too.
- Everything in Essentials
- Invoices go out and get chased for you
- Bills scheduled and paid on time
- Answers the same business day
Partner
$3,000/mo
Everything in Core, run weekly instead of monthly. Scenarios modeled, collections worked.
- Weekly bill pay runs and active collections
- Forecast scenarios and hiring plans
- A board deck every quarter, in your own branding
- Deeper analysis in every report
- Priority answers
Running several entities, or need board and lender packages on demand? CFO scope starts at $5,000/mo, and the exact number comes from the same free diagnostic. On the Partner plan, see a sample board deck.
Every size assumes up to about 500 bank and card transactions a month; above that, the free diagnostic reads the file and prices the work first, so nobody meets a surprise in month two. A one-time cleanup, if you need one, is quoted from the same diagnostic and typically runs $1,500 to $2,500; the ten founding companies pay half of that.
The whole month, or a piece of it
Everyone prices a piece of the month. Luca prices all of it.
every one of them is your evening
you review and approve every week, and you still hire an accountant
statements arrive, but nobody reads the numbers
the rest is billed hourly, and answers take days
all six, one flat invoice, no hours to approve
- 1Transactions categorized
- 2Month closed on a documented checklist
- 3A written report that explains the month
- 4A weekly cash forecast
- 5A live portal, open any hour
- 6Questions answered by someone who knows your books
Every row is the same month of work. Filled blocks are jobs the price covers; striped blocks are the ones left to you. The six are included at every Luca size, receivables and payables start on Core as the plans say, and each competitor cell comes from the comparison table, last reread against their own sites in August 2026. Where that table is ambiguous, the credit goes to them.
Where Luca is the wrong fit
- Under $1M a year or pre-revenueThe price does not earn its keep yet. The free diagnostic still works and is still free.
- Not on QuickBooks OnlineThe whole service runs inside your QBO file, so there is no version of this without it.
- Looking for tax filing onlyFiling stays with your CPA. Luca closes the books your CPA files from.
- Wanting a bookkeeper at the next deskEverything here happens in writing, in the portal, on US Eastern hours.
Weighing it against doing it yourself or buying software? The honest comparison
Tax season
January arrives with a package, not a scramble.
Luca does not file your taxes; your tax preparer does, and gets the easiest January of their career. Every client gets a year-end tax package built from books that were closed month by month, and the preparer can ask anything about it. The back and forth is included, not billed.
The year, closed
Full-year profit and loss and the year-end balance sheet, from months that were verified when they happened, not reconstructed in March.
1099s, ready
Every vendor over the $600 threshold with their W-9 status, chased during the year instead of in a January panic.
Notes for the preparer
How owner transactions, assets and meals were booked, in writing, so classification questions are answered before they are asked.
Free diagnostic · 3 minutes
Find out what shape your books are in. It costs nothing.
Luca reads your QuickBooks read-only, grades the books 0 to 100, and hands you an ordered cleanup plan. If your books are fine, the diagnostic says so.
Your data, before you hand it over
It cannot touch your books
The diagnostic connection cannot post, edit or delete anything in QuickBooks. You grant it in your own QuickBooks account, and you can revoke it there any time, without asking anyone.
Encrypted and fenced
Connection tokens are encrypted at rest, and every row of your data is fenced to your company at the database layer. The isolation is retested automatically on every change Luca ships.
Seen by your accountant, nobody else
Your books are read to do your books. Nothing is sold, shared with third parties, or used to train models. Leave, and the QuickBooks file was yours all along.
Read by Adriel himself, reply within a day
Or just tell me what is going on.
Not ready to connect QuickBooks? Write a sentence about your books. I read every note myself and reply within a day. No connection, no card, no call.
Behind on the reconciliations, books that never match the bank, a cleanup you keep putting off. Whatever it is, say it plainly and I will tell you where you stand.
Questions
Luca is an accountant and fractional CFO practice. Tax filing and audits stay with your CPA, who gets clean, closed books to file from instead of a year-end cleanup.
Find out what shape your books are in.
Connect QuickBooks read-only, get a grade from 0 to 100 and an ordered cleanup plan. If your books are fine, the diagnostic says so.
Not ready to connect anything? Just tell me what is going on
No contract, no notice period. Leave any month and keep your QuickBooks and every report. How your books stay safe